At Helix Financial Solutions, we pride ourselves on providing a range of financial services to meet your needs. Whether you're looking to purchase a new property, refinance your existing with debt consolidation and/or equity release, or seek commercial lending solutions, we are here to assist you every step of the way.
Whether you're an investor looking to expand your wealth portfolio, a first home buyer, or looking for your next home, purchasing a property is a milestone step in one's financial journey. It's a decision which can be both exciting and overwhelming which is why we offer guidance and ensure a smooth and successful home buying experience. Our goal is to empower you with knowledge, so you feel confident and well-prepared as you embark on a new or next chapter of homeownership.
Let's review your existing mortgage by exploring opportunities to secure better interest rates, lower fees and monthly repayments. Our aim is to ensure that refinancing works in your favour and contributes to your overall financial well-being.
Debt consolidation solutions can provide relief. We will help you consolidate your debts into one manageable loan, potentially reducing your overall rates and simplifying your repayments.
If you have built up equity in your property, there is opportunity to access some of that equity in the form of cash or line of credit. This can be beneficial for various purposes such as home improvements/renovations. We can assist by reviewing your equity and overall financial position to ensure that an equity release is the right solution for you.
Commercial lending refers to the provision of loans to businesses to support their growth operations and investment needs. These loans can be used for various purpose such as purchasing commercial properties, funding equipment purchases, or managing cash flow. Commercial lending can be complex due to various factors involved in assessing the creditworthiness of businesses and managing associated risks. We understand the unique financial requirements of businesses and can assist to ensure that whether you are a self-employed individual or company, that your business gets the financial support it needs to thrive.
We pride ourselves on being experts when it comes to serving the unique needs of self-employed individuals and businesses. We confidently specialise in assisting self-employed clients in navigating the intricate financial landscape. We have developed an unmatched proficiency in handling even the most complex applications. Whether you require a full-doc application, providing all the necessary documentation, or a low doc application, demanding a more flexible approach, we possess an eye for detail and a comprehensive understanding of the industry's ins and outs.
Our goal is to empower you to continue pursuing your financial goals while enjoying the precious moments with your growing family. We understand the unique challenges in the lending space that are faced by clients on maternity leave . We work closely with lenders who specialise in supporting individuals on maternity leave so that we are able to achieve favourable terms and outcomes. We are committed to providing you with the support and lending solutions you need to thrive during this exciting time.
When applying for a loan as a visa status holder, there are many different policies and regulations that may impact your eligibility and the terms of your loan. We understand the challenges faced by visa status holders when it comes to accessing financial services. That is why we are here to guide you through the process and help you understand the lending space so that you can make informed decisions and have access to financial services that meet your needs.
Having a guarantor as part of your purchase can open up opportunities, especially if you are a first home purchaser. Having a guarantor can help bridge the gap if you have minimal savings, additionally, will avoid the lender's mortgage insurance territory which can be quite costly. This can make purchasing a property more affordable and reduce the overall financial burden.
It is important to remember that being a guarantor is a significant commitment to both borrowers and the guarantors. Both parties need to carefully consider and understand the responsibilities and risks involved. We are equipped to providing you with as much information as possible so that both parties feel comfortable with including a guarantor support. At Helix, we ensure that both parties receive the necessary guidance and support, and reassurance throughout the transaction.
We have an extensive range of niche services, that assist all types of clients through all walks of life. From clients who may have a poor credit rating to retirees with SMSF portfolios, we have you covered.
Talk to us today and find out more!
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Helix Financial solutions pty ltd is a corporate credit representative (551568) of finsure finance & insurance pty ltd (acn 068 153 926) ACL 384704.
melisa vitagliano is a credit representative (516380) of finsure finance & insurance pty ltd (acn 068 153 926) ACL 384704.
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